If you don’t have a credit card, or you even have one, but the credit card limit is very low, don’t worry: you can buy trips on Decolar to pay with the bank slip. And the process is simpler than it appears, since it is done through Koin, a fintech specialized in installment payments by bank slip.
Well, before actually making the purchase, it is important that you know what Koin is and how it works. Check out more details below!
What is Koin and how it works
Koin is a financial company that specializes in the field of installment payments by bank slip and currently belongs to Decolar. When making a purchase on a website, the company makes a credit analysis of the buyer, validating whether he is a good payer or not; if everything is fine, the purchase is approved and the bills sent for payment.
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That way, you don’t need a credit card or a high limit to make your purchases. Koin will pay the total amount of the transaction, while the buyer has a deadline to pay the slips. If the customer does not make the payment, he will pay interest and the company will assume the loss — that’s why a credit analysis is necessary.
How to pay for trips on Decolar using a bank slip
Before proceeding, it is important to be aware of some Koin information and policies:
- If a purchase information is not in accordance with the company’s approval policy, the transaction may be denied;
- When dividing the bank slip into installments, an interest rate is charged that varies according to the purchase and store conditions. Be aware of this and check if it fits into your spending plans;
- The options for the amount of installments and term for payment of slips may vary according to each purchase. In some cases, it is possible to split up to 12 installments;
- Boletos are sent by email, but can be accessed on the no. Koin’s website;
- If you delay paying the ticket, it will accrue interest, your name may go to the credit bureaus, and your trip may even be canceled — but that doesn’t mean the purchase is cancelled. Therefore, avoid this kind of delay as much as possible;
- It is possible to cancel a purchase, and the process follows Decolar’s cancellation policy — remember that a fine may be charged during the process.
Keeping in mind how Koin works and the details described above, check out how to buy trips on Decolar to pay on the bank slip:
- Access Decolar’s platform (Android | iOS | Web) and select the package, flight, accommodation, or any other items to include in your trip;
- When selecting the payment method, check the “Boleto Parcelado” option;
- Enter the CPF and the email of the person who will make the payment and select how many installments you want to divide the purchase;
- Enter your name, date of birth, address, accept the terms and tap “Continue”;
- Complete the purchase process by entering the necessary passenger data, such as name, email and telephone number;
- After finalizing your purchase at Decolar, you will be redirected to Koin’s website to confirm your details and validate your purchase.
With everything approved, you will receive payment slips every month in your email box, or you can access them on the company’s website. Thus, you guarantee the trip of your dreams and can pay for it using bank slips.
This article is not an editorial. It is for informational purposes only and does not exempt the reader from the duty to know and understand the full terms of use of the service mentioned in the journalistic article published here. Kenyannews is not responsible for the conditions and changes of use provided for by companies, platforms or external agents, given that the use of third-party services by our readers occurs exclusively at their own risk and expense.
